New England ATM Call 877.424.2355 for a FREE Quote
ATM Glossary
ATM Industry Terms
Below are ATM industry terms and and definitions
A
AID list - A list in the ATM on how route an EMV transaction
Allpoint - A Surcharge free Network owned by NCR
ATM - Automated Teller Machine
ATMIA - The ATM Industry Association, A National Association for ATM Operators
B
BIN - Bank Identification Number, the first 6 to 7 digits of the cardholders card
BOOT LOAD - To reload the core software over the Operating System, returning the ATM back to Factory settings
Branded ATM - A non-bank ATM that is made to look and feel like a bank ATM. Usually surcharge free for that banks card holders.
C
Card Reader - The unit that reads the information from cardholders card.
Cassette - The Box that holds the cash in the dispenser.
CDS - Columbus Data Systems, An ATM Host Processor, owned by NCR Alteos
Cencon - A type of lock, that is mostly used for armored carriers, it's a one time code.
CDU - Cash Dispensing Unit. The core part responsible for dispensing Cash from the ATM
CIT - Cash in Transit. The process of moving large amounts of cash from Depository to ATM
Communication Header - A unique ID to tell the host how to route the transaction.
D
DCC - Digital Currency Conversion, the ability to convert foreign currency at your ATM
Dispenser - Same as A CDU, the unit the picks and dispenses the cash
DHCP - Dynamic Host Configuration Protocol. This allows the router the ATM is connected to assign the ATM an IP Address
DNS - Digital Network Solutions, an ATM Host Processor, owned by Cord Financial
DPL - A Canadian Company that provides ATM wireless Services
Double Detect - A component on the dispenser that measured the thickness of a bill
E
EBT - Electronic Benefit Network
EMV - Chip based card
EPP - Electronic PIN PAD, Pin Pad is used for customer input
F
Facsia- Front Plastic main piece of the ATM
FiServ - An ATM Processor and the owner of several ATM networks
FLM - First Line Maintenance, this is simple non-access to safe repair
H
Halo - A line of ATMs from Hyosung Models like the Halo, Halo S, and Halo 2 were made
Hyosung - A Manufacturer of Retail ATM Machines
Host IP Address - The address the ATM connects to the host
I
IAD - Independent ATM Operator
IO Board - Input/Output Board
ISO - Independent Service Organization, ATM Company registered with the Networks
J
Journal - The journal holds transaction history and activities of the ATM
K
Kaba - An electronic lock company, some of their products are used on ATMs
L
LCD - The type of screen the ATM uses
M
Master Keys - The unique encryption keys for the Terminal ID
MCR - Magnetic Card Reader, a card reader capable of read a magnetic strip
Mainboard - The main CPU of the ATM.
MoneyPass - A national surcharge free network
N
NVRAM - Non-Vital RAM
NYCE - New York Cash Exchange, a Northeast regional ATM network
P
Pathward - Major ATM Sponsoring Bank, formally MetaBank
PAI - Payment Alliance International, one of the larger ISOs for retail ATM
PIN - Personal Identification Number
PM - Preventative Maintenance
PSU - Power Supply Unit
Pulse - An ATM network owned by Discover
R
Retail ATM - An ATM machine meant for smaller retail location, usually runs Windows CE
RMS - Remote Monitoring System, always control of the ATM remotely
S
Shazam - A midwest regional network
Switch Commerce - One of the 4 major processors for retail ATM
S&G - S&G is one of the lock manufacturers that supply lock to retail ATMs
SSL - Secure Socket Layer , a security pro
Sponsoring Bank - The bank that sponsors the ATM into the banking system
Standard 1 - Hyosung transaction standard format
Standard 3 - Triton emulation, transaction standard developed by Triton
T
T-DES - Triple DES, a encryption security standard
TID - Terminal Identification Number
TLS - A security communication protocol used by ATMs
TTW - Through The Wall ATM
Triton- One of the major ATM manufacturer, only US based manufacturer
U
Unbanked- Customers that do not use a traditional bank
USAA - A Armed Forces ATM Network
V
VCP - Vault Cash Provider, a 3rd party provider of vault cash
Visa- A large payment network