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ATM Glossary
ATM Industry Terms
Below are ATM industry terms and and definitions
A
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AID list - A list in the ATM on how route an EMV transaction
Allpoint - A Surcharge free Network owned by NCR
ATM - Automated Teller Machine
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ATMIA - The ATM Industry Association, A National Association for ATM Operators
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B
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BIN - Bank Identification Number, the first 6 to 7 digits of the cardholders card
BOOT LOAD - To reload the core software over the Operating System, returning the ATM back to Factory settings
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Branded ATM - A non-bank ATM that is made to look and feel like a bank ATM. Usually surcharge free for that banks card holders.
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C
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Card Reader - The unit that reads the information from cardholders card.
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Cassette - The Box that holds the cash in the dispenser.
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CDS - Columbus Data Systems, An ATM Host Processor, owned by NCR Alteos
Cencon - A type of lock, that is mostly used for armored carriers, it's a one time code.
CDU - Cash Dispensing Unit. The core part responsible for dispensing Cash from the ATM
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CIT - Cash in Transit. The process of moving large amounts of cash from Depository to ATM
Communication Header - A unique ID to tell the host how to route the transaction.​​​​
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D
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DCC - Digital Currency Conversion, the ability to convert foreign currency at your ATM
Dispenser - Same as A CDU, the unit the picks and dispenses the cash
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DHCP - Dynamic Host Configuration Protocol. This allows the router the ATM is connected to assign the ATM an IP Address
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DNS - Digital Network Solutions, an ATM Host Processor, owned by Cord Financial
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DPL - A Canadian Company that provides ATM wireless Services
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Double Detect - A component on the dispenser that measured the thickness of a bill
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E
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EBT - Electronic Benefit Network
EMV - Chip based card
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EPP - Electronic PIN PAD, Pin Pad is used for customer input
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F
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Facsia- Front Plastic main piece of the ATM
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FiServ - An ATM Processor and the owner of several ATM networks​
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FLM - First Line Maintenance, this is simple non-access to safe repair
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H
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Halo - A line of ATMs from Hyosung Models like the Halo, Halo S, and Halo 2 were made
Hyosung - A Manufacturer of Retail ATM Machines​
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Host IP Address - The address the ATM connects to the host
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I
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IAD - Independent ATM Operator
IO Board - Input/Output Board
ISO - Independent Service Organization, ATM Company registered with the Networks​
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J
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Journal - The journal holds transaction history and activities of the ATM
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K
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Kaba - An electronic lock company, some of their products are used on ATMs
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L
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LCD - The type of screen the ATM uses
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M
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Master Keys - The unique encryption keys for the Terminal ID
MCR - Magnetic Card Reader, a card reader capable of read a magnetic strip
Mainboard - The main CPU of the ATM.
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MoneyPass - A national surcharge free network​
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N
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NVRAM - Non-Vital RAM
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NYCE - New York Cash Exchange, a Northeast regional ATM network
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P
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Pathward - Major ATM Sponsoring Bank, formally MetaBank
PAI - Payment Alliance International, one of the larger ISOs for retail ATM
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PIN - Personal Identification Number
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PM - Preventative Maintenance
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PSU - Power Supply Unit
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Pulse - An ATM network owned by Discover
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R
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Retail ATM - An ATM machine meant for smaller retail location, usually runs Windows CE
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RMS - Remote Monitoring System, always control of the ATM remotely
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S
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Shazam - A midwest regional network
Switch Commerce - One of the 4 major processors for retail ATM
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S&G - S&G is one of the lock manufacturers that supply lock to retail ATMs
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SSL - Secure Socket Layer , a security pro
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Sponsoring Bank - The bank that sponsors the ATM into the banking system
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Standard 1 - Hyosung transaction standard format
Standard 3 - Triton emulation, transaction standard developed by Triton
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T
T-DES - Triple DES, a encryption security standard
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TID - Terminal Identification Number
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TLS - A security communication protocol used by ATMs
TTW - Through The Wall ATM
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Triton- One of the major ATM manufacturer, only US based manufacturer
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U
Unbanked- Customers that do not use a traditional bank​
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USAA - A Armed Forces ATM Network
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V
VCP - Vault Cash Provider, a 3rd party provider of vault cash
Visa- A large payment network ​
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